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Overreacting to market movements or trying to “time the market” by guessing its future direction can create additional risk that could negatively affect long-term portfolio performance.
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Homeownership can still be an attainable goal, but it may take more planning, flexibility, and creativity than it did in the past.
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Although U.S. stocks have provided a higher return over the past 20 years, foreign stocks outperformed in seven of those years, including 2025.
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This article provides an overview of rules, options, and strategies for taking required minimum distributions (RMDs).